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The Power of Starting Now
“Compound interest is the eighth wonder of the world.
He who understands it, earns it;
he who doesn’t, pays it.”
Albert Einstein
When it comes to your pension, time is just as important as money.
This calculator demonstrates the “snowball effect” of compound growth. The earlier you start contributing, the longer your money has to grow, earn returns and generate further growth on those returns. Even a modest monthly contribution started in your 20s or 30s can often outperform a much larger contribution started just ten years later.
Delaying your pension planning is effectively expensive; the best day to start building your retirement pot was yesterday, but the second-best day is today.
A Note on This Retirement Savings Calculator
Please remember that the figures projected by this calculator are for estimation purposes only.
They are based on assumptions regarding investment growth, inflation and fees which may not reflect future reality. Tax rules and pension legislation are also subject to change. These results are designed to illustrate potential scenarios and give you a target to aim for, but they are not a guarantee of future income.
Turn Estimates into a Concrete Plan
A calculator is a great starting point, but it cannot ask you about your life goals, risk appetite or unique financial situation.
To turn these rough figures into a robust retirement strategy, you need personalised advice. We invite you to book a free, no-commitment pension planning session with Fintrel. Let our experts look under the bonnet of your finances to help ensure your golden years are exactly as you picture them.
Retirement Savings Calculator
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Important information
The information on this page is for general guidance only and does not constitute personal financial advice. We recommend seeking advice tailored to your individual circumstances before making financial decisions. Book a complimentary consultation with our expert team.
This calculator is a useful starting point, but it only gives a general illustration based on the figures you enter. It doesn’t take your full circumstances into account, so it shouldn’t be treated as financial planning advice or a guarantee of future outcomes.
For a more personal view of your position, please arrange a complimentary review with one of our financial planners.
Past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amount originally invested.